# Housing



Flood recovery task forces accepting applications

If you want to contribute your time, energy and expertise toward helping Iowa communities recover and rebuild after this summer’s floods, consider applying to serve on one of these nine task forces.

Act quickly, because I heard they will be appointing task force members soon:

GOVERNOR CULVER, LT. GOVERNOR JUDGE CALL ON IOWANS TO APPLY FOR REBUILD IOWA TASK FORCES

To apply, Iowans should complete and return attached application form, also available on-line at flood2008.iowa.gov

Governor Chet Culver and Lt. Governor Patty Judge are inviting Iowans to apply for a position on one of the nine new Rebuild Iowa task forces, which will help create a vision for Iowa’s recovery efforts.

“As the flood waters rose, we saw the strength, resilience and determination of Iowans shine through as our state joined together to save our homes, businesses, and communities,” said Governor Chet Culver.  “Now, we must tap into this same spirit of service as Iowans begin down the road to recovery.  I call on Iowans from across the state to help our friends and neighbors in need, and serve on one of these nine Rebuild Iowa task forces.  By locking arms and working together, I am confident that we can rebuild our state, stronger and better than before.”

Last month, Governor Culver signed his seventh executive order, which created the Rebuild Iowa Advisory Commission.  To be chaired by Gen. Ron Dardis of the Iowa National Guard, the 15 member commission is designed to help guide our state’s recovery efforts.  The Executive Order specifically calls for the creation of task forces to help guide the commission’s work.

“These task forces are an important step in helping Iowans recover from this year’s historic and severe flooding,” said Lt. Governor Patty Judge.  “The Governor and I look forward to working with the Rebuild Iowa Commission, the nine task forces, and all Iowans as we begin the difficult work of rebuilding our state and returning life to normal for all Iowans.

The nine task forces created are:

   * Housing

   * Flood Plain Management and Hazard Mitigation

   * Infrastructure and Transportation

   * Economic and Workforce Development

   * Cultural Heritage and Records Retention

   * Public Health and Health Care

   * Long-Term Recovery Planning

   * Agriculture and Environment

   * Education

Iowans interested in applying should complete and return attached application form, also available on-line at http://flood2008.iowa.gov

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Mixed-use development: good for people, business and the environment

David Elbert wrote an interesting piece for Wednesday’s Des Moines Register about a mixed-use developments in the “East Village” area of downtown Des Moines. The article’s main focus is a new project that

will have retail on the ground floor, offices on the second and residential units on the third, fourth and fifth floors.

It’s a combination found in stylish developments from Boston to Seattle. Sort of a 21st-century version of the strip mall, without cars and more compact.

Tenants like the concept because the multiple-use design brings people together.

Developers like it because three profit centers – retail, commercial and residential – spread risk in uncertain times.

These neighborhoods offer a good quality of life for people who want a more urban setting, and are good for developers too.

What Elbert didn’t mention is that compact development is also good for the environment; it can reduce the carbon-dioxide emissions that contribute to global warming.

First, mixed-use developments substantially reduce emissions from cars, because their residents live close to amenities and have alternatives to driving. The “Growing Cooler” report on Smart Growth America’s website explains why:

“Curbing emissions from cars depends on a three-legged stool: improved vehicle efficiency, cleaner fuels, and a reduction in driving,” said lead author Reid Ewing, Research Professor at the National Center for Smart Growth, University of Maryland. “The research shows that one of the best ways to reduce vehicle travel is to build places where people can accomplish more with less driving.”

Depending on several factors, from mix of land uses to pedestrian-friendly design, compact development reduces driving from 20 to 40 percent, and more in some instances, according to the forthcoming book Growing Cooler: The Evidence on Urban Development and Climate Change. Typically, Americans living in compact urban neighborhoods where cars are not the only transportation option drive a third fewer miles than those in automobile-oriented suburbs, the researchers found.

[…]

“Clearly, the development industry has a key role in the search for solutions to offset the impact of climate change,” said ULI Senior Resident Fellow William H. Hudnut, III, former mayor of Indianapolis. “Whether close-in or in suburbs, well-planned communities give residents the option to walk, bike or take transit to nearby shopping, retail and entertainment. Being able to spend less time behind the wheel will benefit our health, our pocketbooks and the environment.”

Implementing the policies recommended in the report would reverse a decades-long trend. Since 1980, the number of miles Americans drive has grown three times faster than population, and almost twice as fast as vehicle registrations. Spread-out development is the key factor in that rate of growth, the research team found.

The findings show that people who move into compact, “green neighborhoods” are making as big a contribution to fighting global warming as those who buy the most efficient hybrid vehicles, but remain in car-dependent areas.

Second, apartments or condominiums in mixed-use buildings like the ones described in Elbert’s piece cost less to heat and cool. If you’ve ever used one of those online tools to calculate your carbon footprint, you know that having a stand-alone house with four exterior walls significantly increases your energy usage.

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Housing Crises Looms for Debate--Dodd sides with Bush?

In Las Vegas this Thursday, at the Democratic debate, the elephant in the room will be housing.  With the housing market meltdown, foreclosures are sweeping the country. Nevada has the worst rate with one foreclosure filing in every 61 households, while the nationwide rate is one foreclosure filing for every 196 households.

One of the few things the Federal government does to actually assist working families to gain first time homeownership is the downpayment assistance program.

I've written about the downpayment assistance issue before, with support from several of the most popular Black bloggers. The Bush Admin and HUD Secretary Alphonso Jackson has been trying to close down the downpayment program– which allows nonprofits to help qualified first time home buyers with getting the downpayment they need to move into their first home. The GAO reports that if the Bush admin is allowed to close downpayment assistance, then 40% of African-American homebuyers and potentially 30% of Latinos will be unable to utilize FHA loans and will be unable to become homeowners.

In the house, Democrats Maxine Waters and Barney Frank have championed a bill to block Alphonso Jackson's regressive efforts. In the courts, a Federal judge ruled October 31st that HUD cannot issue its decision banning downpayment assistance because of lack of a public hearing and with concern for how many people would be adversely affected.

Now with those kind of odds, shouldn't the Bush admnistration be backing down? No- and that's because they still have support in the Senate. Banking Committee Chairman Chris Dodd is still siding with the Bush administration, echoing Republican Senator Richard Selby by saying he thinks downpayment assistance ought to go…

Clearly, Eliminating downpayment assistance is just another way to put Blacks into a modern day sharecropping system the apartment renting plantation. Without rich parents and inherited wealth, many minorities are trapped in cycles of poverty…never owning assets and always renting…

Let's hope Senator Obama and Senator Clinton takes leadership of this issue that is affecting communities all over the country. Will Blitzer ask a question about how to deal with the housing crises? Will he have the cojones to challenge Dodd for supporting Bush on shutting down the lifeline to these people?

Downpayment assistance is the best way people can AVOID the predatory loans and subprime mortgages which have caused the bubble to burst. Taking downpayment assistance away will only exacerbate problems.

Sign this petition and act now!

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